Flexible

– Income Based Payments –

The ten-year forgiveness is part of the public service loan forgiveness program, but in most cases teachers qualify and receive benefits of both programs.

Income Based Payment

The Department of Education offers several different loan repayment options to make it easier and more affordable for you. Our advisers can help you apply for Income Based Repayment.
The benefit of this program is that your student loan payment will be determined by what you are currently earning. Your payments are typically not higher than 15% of your discretionary income. If your income or discretionary income is not high enough you can end up with a minimum payment of $0.00. This is an alternative to loan deferment.
If you have one of the following loans you may qualify for this program:
  • Direct Subsidized Loans
  • Direct Unsubsidized Loans
  • Direct PLUS Loans
  • Direct Consolidation Loans
  • FFEL Plus Loans
  • FFEL Consolidation Loans
There are several benefits that you can enjoy while enrolling into one of these programs. Aidnest is here to help you determine which plan will work best for you. Check your eligibility today.

WE ARE OFFERING COMPLETE SUPPORT TO HELP YOU WITH YOUR STUDENT LOAN PAYMENTS!

Financial Review

Our financial advisors and planners who are experts in managing finances in the most effective way will review your financial condition and create a customized plan which is based on your income, family size and total monthly spending. This way they’ll determine whether you can afford to repay the loan or qualify for loan consolidation or forgiveness.

Budget & Plan

We can assist you in preparing a personalized budget plan that fits your current financial standing. This budget plan will help you save more money and make your loan payments. By reviewing your current budget, we can help design a monthly payment strategy that is flexible.

Debt Assistance

Our debt experts will not only design a flexible financial plan for you, but they will also take into account your income and suggest a suitable debt relief plan. These experts will also help prepare the right paperwork needed to qualify for a debt relief program.

There are no obligations or commitments.

YOUR ASSESSMENT IS ABSOLUTELY FREE